Rubean AG Projects Major Revenue Growth, Targets Profitability by 2027

Rubean AG, a rapidly growing FinTech company based in Munich, Germany, has announced ambitious revenue projections for 2026, signaling strong momentum in the software point-of-sale (SoftPOS) market. During the company’s annual shareholders’ meeting on Wednesday in Munich, Co-CEO Jochen Pielage stated that consolidated revenue is expected to rise to between €5.0 million and €6.0 million in 2026, up from €3.71 million in the previous year. This forecast follows a first-half performance where revenue grew by approximately 50 percent to €2.4 million.

A key driver of this growth is the increasing share of recurring revenue, which comes from fees for using Rubean’s SoftPOS software. Pielage emphasized, “Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year.” This shift toward recurring income is expected to enhance profitability and set the stage for sustained financial health.

Looking ahead, Pielage projected that the positive trend will continue into 2027. “Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time,” he said. This milestone would mark a turning point for the company as it transitions from growth-focused operations to profitable scalability.

Rubean’s technology replaces traditional card readers with a software app that can be replicated without the logistical overhead of additional hardware. This enables retailers—from small businesses to large chains, as well as restaurants and delivery services—to accept cashless and mobile payments. The company is already a market leader in Germany and Spain.

Expansion into other European markets, including Switzerland, France, and the United Kingdom, has been successful with the support of major banks and payment service providers. Rubean has also entered markets in North and South America. “We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America,” Pielage noted. He highlighted the addition of Executive Board member Stephan Kuck to strengthen sales operations.

For Texas businesses and the broader retail industry, Rubean’s growth signals the increasing viability of software-only payment solutions that reduce hardware costs and logistical complexity. As the company expands its partnerships with major banks and payment processors, its SoftPOS technology could become more accessible to merchants in the United States, including Texas, potentially lowering barriers to accepting digital payments. The focus on recurring revenue also suggests a sustainable business model that could attract further investment and innovation in the payment technology sector.

For more information about Rubean AG and its solutions, visit www.rubean.com.

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