New Platform Aims to Demystify Structured Settlement Sales with Education and Free Data

Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch. The platform aims to address the complexity of selling future payments, a court-supervised transaction governed by Structured Settlement Protection Acts that vary by state.

SMSSC launches with over 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling, plus state pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.

Three free calculators help payment holders understand offers before they sign anything, including a decoder that reveals the discount rate implied by any offer they have already received. This tool is designed to empower consumers with transparency in a market often criticized for opaque pricing.

Alongside the platform, the company released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.

“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.

Funding is provided by Genex Capital, an A+ BBB-rated funding partner that has served more than 50,000 clients since 2003, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.

The process is the same in every state: a written quote that discloses the discount rate, document signing by DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner’s legal team, and funding approximately three business days after court approval.

This launch is significant for Texas, where many residents hold structured settlements from personal injury lawsuits or lottery winnings. The platform’s state-specific guides and free calculators could help Texans make more informed decisions about selling their future payments, a process that requires court approval and can have long-term financial implications. By providing accessible education and transparent data, SMSSC aims to protect consumers from predatory practices and ensure they understand the true cost of selling their payments.